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The Journal, Ramat Publications expect to provide rapid publication (biannual) of articles in all areas of the subject. The Journal welcomes the  submission of manuscripts that meet the general criteria of significance and excellence. Papers will be published on-line approximately one  month after acceptance. Papers must be submitted with the understanding that they have not been published elsewhere (except in the form of an  abstract or as part of a published lecture, review, or thesis) and are  not currently under consideration by another journal or any other  publisher...

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In addition to journals and conferences, We publish books that feature cutting-edge, high quality research in a variety of subject areas by authors across the nation. We accept a range of product types including reference books, monographs, handbooks and academic textbooks to suit different subject areas, information types and customer needs.

Inquiries and submissions should be sent to feedback[at]ramatpublications.com. We will respond as promptly as we can.

 

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Journals

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Volume 4, Number 1 (2018)

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Volume 2 Issue 2 2023

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Volume 2 Issue 1 2023


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Article of the Day

AN INVESTIGATION IN TO THE CHALLENGES AND PROSPECT OF ISLAMIC BANKING IN NIGERIA: A CASE STUDY OF KEYSTONE BANK LIMITED IN DAMATURU, YOBE STATE
Various economic models and methods were used at the initial stage of Islamic banking these including Mufawada, Mudarabah and Al-mal as occurred in the primitive Islamic world. But the major subject of attraction is the free interest banking in view of its political and religion implication in a country like Nigeria. The banking system is practiced on the basis of profit and loss sharing by the contracting parties. The distinctiveness of the interest free system stimulates not only Muslims but also others to consider ethical values and culture in their financial transactions, and in the developed economy some financial organizations have opted for ethical operations. This research work seeks to assess the challenges and prospect of operating free interest banking in Nigeria. To achieve this goal, cross sectional data was collected using structured questionnaire from a sample of 136 respondents, made up of 21 bank staff and 115 bank customers. The data thus collected were organized and presented using frequency and percentage distribution, and then analyzed using Pearson product-moment correlation coefficient (r). The results show, among others, that there is significantly low level of awareness among the Bank customers. Therefore, I recommend that the Bank’s promotional mix should include strong enlightenment and sensitization campaign on interest-free banking. MOHAMMED A. SHUWAMA

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18Apr

Ramat Polytechnic Unveils Two Prestigious Journals for Global Research Publication


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